What you get
- A PDF (fast to read).
- A default recommendation (with clear exceptions).
- Who it’s for, who it’s not for, and what to do next.
Not legal/tax/accounting advice — just practical defaults that reduce decision drag.
Bundle: Small Business Software Decisions
Get all six memos in one purchase. Best value.
Payroll Decision Memo
Pick a default payroll tool for a small U.S. company.
Accounting Software Memo
A default choice for small U.S. company accounting software.
Bank Account Decision Memo
Pick a default business bank account fast (and know when to pick something else).
Credit Card Decision Memo
Pick a default business credit card fast (based on how you actually spend).
E-Signature Tool Memo
Pick an e-signature tool without turning it into a project.
Password Manager Memo
A default password manager for a small team (and when to upgrade).